By: Alena Wiese

In a world where the financial industry is often shrouded in complexity and obscurity, Chris Quintana has emerged as a beacon of clarity and empowerment. As a nontraditional financial strategist, she has dedicated her career to helping clients create financial freedom within 3-10 years—a timeline that defies the conventional wisdom of saving for 45+ years before retirement.

Quintana’s journey into financial services was a complex path. In 2011, she fell victim to the very industry she now seeks to transform when a “financial professional” took advantage of her trust and mismanaged her investments. This pivotal moment served as a wake-up call, igniting Quintana’s passion for educating herself and others about the realities of the financial system.

“The more I learned, the more I realized that our financial system and our government have rigged the game. It’s like we’re playing the money game without any rules.”

Quintana’s determination to master personal finance led her to obtain her financial licenses and delve deeper into the industry’s inner workings. What she discovered only fueled her resolve to become a “whistleblower,” exposing the tactics used by many financial advisors to hide the truth and maintain their position of power. 

“When I was studying for the tests, I just got increasingly upset,” Quintana explains.

“I was learning all these laws and regulations, and I realized that things were often being presented in a way that was the complete opposite of what they meant. It was like they were speaking a different language to keep the average person in the dark.”

Driven by a desire to empower others, Quintana began sharing her newfound knowledge with friends and family, which introduced her to more individuals seeking financial guidance. At this juncture, Quintana realized her true calling — to revolutionize the financial industry and provide a clear, accessible path to financial freedom for her clients.

The Financial Freedom Formula

At the heart of Quintana’s approach is her proprietary “Financial Freedom Formula,” a comprehensive system that she developed based on her journey to achieve financial independence by age 36. This nontraditional strategy renounces the conventional wisdom of relying solely on the stock market and retirement accounts, instead offering a multifaceted approach that prioritizes cash flow and tax optimization.

“We are taught that we have to save and save for 45+ years to maybe have enough for retirement,” Quintana says. “But that is because we’re falling into all these pitfalls along the way that have been created, so we fail!”

One key component of Quintana’s Financial Freedom Formula is using bridge loans. This strategy allows her clients to generate cash flow by lending money to pre-screened borrowers. Quintana has successfully implemented this approach with her own clients for years, and it provides a reliable source of income that can be leveraged to achieve financial goals more quickly than traditional investment vehicles.

In addition to bridge loans, Quintana’s Financial Freedom Formula incorporates a range of tax-efficient strategies and comprehensive estate planning services to help her clients keep more of their hard-earned money. By assembling a team of trusted attorneys, CPAs, and other financial professionals, Quintana ensures that her clients are protected on all fronts, with a “wall” built around them to safeguard their wealth from the various threats they may face.

“Our goal is to not only help our clients create more cash flow, but we don’t want to cause them a tax problem because they have so much cash flow now,” Quintana says. “We’re going to help them keep more money using different tax strategies and estate planning.”

Empowering Doctors and High-Earners to Achieve Financial Freedom

While Quintana’s expertise is not limited to any demographic, she has found success in working with doctors and other high-income professionals who have struggled to make their money work for them effectively. These individuals, often highly skilled in their respective fields, frequently need more financial education and guidance to navigate the complexities of personal finance.

“Many of my clients are doctors, and they’re so smart, but they have no financial education at all,” Quintana explains. “They’re making all this money, and they don’t know how to make their money work for them. They’re not making the right choices and not learning how to make their money work for them.”

By implementing Quintana’s Financial Freedom Formula, these clients can unlock the true potential of their earnings, transforming their financial trajectories and achieving a level of security and independence that had previously seemed out of reach. Through cash flow strategies, tax optimization, and comprehensive wealth management, Quintana empowers her clients to take control of their financial futures and break free from the constraints of the traditional financial system.

“Our goal is to create a program that gives our clients everything they need,” Quintana says.

Spreading the Word: Quintana’s Thought Leadership Efforts

As Quintana’s reputation as a financial maverick has grown, she has become increasingly sought after as a thought leader and industry expert. Through her podcast appearances, media interviews, and the publication of her book, “The Less You Know, the More They Make,” Quintana has been able to share her message of financial empowerment with a wider audience, inspiring others to challenge the status quo and take control of their financial futures.

“Podcasts have been a big one for us, and most of our clients come from referrals,” Quintana says. “We’re also expanding our team, bringing on attorneys for estate planning and CPAs to ensure our clients are fully protected and able to keep more of their money.”

In her book, Quintana pulls back the curtain on the financial industry, exposing the tactics many advisors use to maintain their position of power and keep their clients in the dark. By arming readers with the knowledge and tools they need to navigate the financial landscape, Quintana empowers them to make informed decisions and take control of their financial destinies.

“The book is called ‘The Less You Know, the More They Make,'” Quintana explains. “It’s all about flipping the script and giving people the information they need to take back control of their finances. I wanted to be a whistleblower and tell everybody everything I’ve learned because the less we know, the more they make.”

Learn More About Financial Freedom

As Chris Quintana continues to push the boundaries of traditional financial planning, her message of empowerment and self-determination resonates with an ever-growing audience. By offering a clear, accessible path to financial freedom, she is not only transforming the lives of her clients but also challenging the very foundations of an industry that has long thrived on confusion and control.

Quintana’s expertise and guidance offer a beacon of hope for those seeking to break free from the constraints of the traditional financial system and take control of their financial futures. Whether through her podcast, book, or comprehensive Financial Freedom Formula, she is committed to equipping individuals with the knowledge and tools they need to achieve true financial independence.

“My goal is to create a program that gives my clients everything they need – everything that I needed in the beginning,” Quintana says. “I had so many people that gave me amazing information, but I had nobody that helped me implement it. I needed somebody to hold my hand and tell me, ‘What’s next? What do I do first?’ And that’s what our team does for our clients.”

To learn more about Chris Quintana and her revolutionary approach to financial planning, visit CQConsultingServices.com or explore her book, “The Less You Know, the More They Make,” available on Amazon and her website. Embark on a journey toward financial freedom and discover the power of Quintana’s nontraditional strategies to unlock your financial potential.

To connect with Chris, visit her website, Instagram (@chrisquintana_fc), Facebook, or LinkedIn. You can also schedule an online consultation with her.

Published by: Holy Minoza