Finances are an integral part of one’s life. After all, everything involves money, whether they are expenses, income, or investments. Not only that, but when funds are mismanaged, it usually leads to a string of problems that people work hard to avoid at all costs. And so when these hiccups or setbacks arise, many are left flustered, overwhelmed, and stressed. Cognizant of this, the outstanding Carla Garcia has dedicated her expertise to helping people allocate their assets and resources wisely.
The Licensed Financial Keeper is the brilliant mind behind My Plan Keeper, a comprehensive enterprise revolutionizing how people handle life and income planning. Through the venture, she aims to guide as many clients toward the right direction of accomplishing financial freedom and stability. Specifically, she specializes in ensuring that everyone is set up for success by addressing the areas that could make their financial plans fail.
What inspired the entrepreneur to focus on this often overlooked area is seeing so many retirees suffer due to their poor financial decisions and the inadequate advice they received from other so-called experts. “When a person turns 65, there are so many decisions to make, and most people don’t address their concerns with their advisor because they don’t assimilate them with risk protection,” explained the founder.
As such, she has developed a clever approach that puts the client’s best interest at the forefront. She insightfully said, “We are not money managers; we are an objective outsider so that clients can have the power to implement solutions and build a solid foundation for their plan. I do not want to sit here and position myself as a financial advisor who works for a financial institution. Instead, I am a Financial Keeper, a retirement expert and a safe money strategist who works for the clients and with them.”
But before pursuing her calling, Carla was a Financial Advisor and Relationship Manager for renowned brands such as Merrill Lynch and Citi Personal Wealth Management, where she assisted a wide range of individuals, including business owners, professional athletes, healthcare professionals, government employees, and hardworking common folk. Throughout her career, the esteemed professional has gained a profound understanding of the Miami and Fort Lauderdale markets, which allows her to provide valuable input and innovative strategies to domestic and international clients.
Because of her stellar accomplishments in the corporate scene, the visionary felt that she could do so much more. This motivated her to create her own enterprise; thus, My Plan Keeper was born. Looking back on the journey, she insightfully shared, “After working for large banking and investment institutions, I built this company so that I can no longer be confined to a small group of solutions and also to help clients build confidence in their existing plans.” For Carla encouraging the client to seek wisdom and not focus on the negativity we are so surrounded by.
Aside from her unrivaled knowledge and extensive experience, what makes Carla such an excellent consultant is her passion for helping. This is evident in her approach that honors collaboration and long-term planning. This exceptional commitment to her clients is why most of them fondly refer to Carla as their “Keeper.” During her long career she built relationships and now as part of her team of experts she uses several advanced planning strategists who build strategies for prestige institutions in the private sector allowing her to offer her clients with access to not only many companies but also the top experts in the country all while she represents the clients.
Moving forward, the inspiring woman hopes to pave the way and usher in a culture that promotes intuitive financial planning, especially for retirees. “No matter where the client came from or how much money they have accumulated, they are each unique. So my philosophy has always revolved around building relationships and acting as a fiduciary. It’s a beacon that directs every customer interaction,” she proudly declared.
