With millions of people struggling each year with the issues of bad credit and credit repair, many credit and financial companies promise to have their credit fixed and then just leave it at that. For Trycera Financial Inc., fixing one’s credit doesn’t solve the problem.
Since taking over in 2009, CEO and President, Ray Smith has ensured Trycera not only focus on credit restoration but also educating its clients on proper money management. Fixing credit is only a band-aid solution for the real root of the problem, which is, mismanaged money. The education system never teaches people how to manage money. We get our bank statements and can see what we’ve spent money on, but we don’t get information to make wise financial decisions about how to properly spend our money. And, Trycera wants to change that.
In 2016, the company launched a comprehensive product line called Successful Habits of The Rich™, which is a credit education and assistance program made up of three integral components: RichMoney™ (money management), RichCredit™ (credit management) and RichWealth™ (wealth management).
This educational program was designed to better assist clients in navigating the financial and credit systems in the United States. The program begins with RichMoney™ by analyzing the consumer’s monthly spending patterns, including expenses and purchases, with the client’s income. They then create an accurate spending plan based upon the monthly spending analysis by inputting that information into their software, which calculates the amount of money that client needs for each pay period to cover expenses and other expenditures.
The second step is RichCredit™ by pulling their 3-Bureau Credit Report with scores and analyzing it for any erroneous or derogatory items negatively affecting their FICO scores. Their system completes an audit on the report and generates specific correspondence to each of the major credit bureaus, Experian, Equifax, and TransUnion and any collection agencies.
The third step is RichWealth™ by looking at the client’s debt or high-interest credit cards and putting a long-term plan together to power down and eliminate high-interest debt and build up their savings. By having an accurate spending plan in place and the best FICO scores possible, clients can relieve financial stress and worry and obtain wealth more quickly.
The credit scoring system in the country, commonly known as the FICO Score, focuses heavily on consumer’s on-time payments. One missed payment can seriously affect the consumer’s FICO credit scores, which lower their ability to qualify for loans. There is a tremendous lack of knowledge by consumers on how to properly put an effective spending plan together to manage one’s cash effectively. Mismanagement of money causes consumers to miss critical payments, and this damages their credit and gives little hope for a consumer to plan for his or her retirement.
Trycera offers a service that a lot of credit companies don’t. Their program on money management, credit management, and wealth creation, as well as their patented credit building technology, sets them apart from any credit company out there. Moreover, this program makes a difference in the way people make financial decisions that produce real changes in financial behavior among their clients.
With Trycera, not only are they a credit repair company, but they are also in the business of educating their clients to financial freedom and ultimately changing lives.Visit their website to learn more about Trycera Financial, Inc., and watch this video to see for yourself the massive impact they are making. You can also watch this video where business executive Kevin Harrington endorses Trycera, and make sure to follow them on Facebook, Twitter, and Instagram for news and updates. Watch a live webinar – Turn Money Stress into Money Success.