By: Anikha Sharma

Car accidents happen quickly. One moment, everything seems fine, and the next, you’re injured, your car is damaged, and your life is turned upside down. Amid all the confusion, it’s important to remember that you have rights—rights that can help protect you and support your recovery. According to the National Highway Traffic Safety Administration (NHTSA), over 2.3 million people were injured in motor vehicle crashes in recent years. Understanding your rights is important in such situations. If you or a loved one has been involved in a crash, you may want to consider reaching out to Jacoby & Meyers car accident lawyers for support, as they have experience assisting individuals with the claims process.

You Have the Right to Medical Attention

Your health should always be a priority. After a car accident, you have the right to seek medical care immediately, regardless of whether your injuries seem serious or minor. Even if you feel fine, it’s advisable to get checked by a doctor, as some injuries might not show symptoms right away. You have the option to choose your healthcare provider, ensuring you receive the care that best suits your needs. Be sure to keep all records from your visits, treatments, and medications, as these may be important in documenting your injuries should you need to pursue compensation.

You Have the Right to Remain Silent

After an accident, people—such as insurance adjusters or other parties involved—might ask you to speak about the incident. You are under no obligation to explain or admit anything beyond providing basic information like your name and insurance details. It’s a good idea to avoid discussing who caused the crash or your feelings about it until you’ve had the chance to gather more information. Saying the wrong thing at this stage can complicate matters later.

You Have the Right to Compensation

If the other party is responsible for the accident, you have the right to seek compensation for your losses. This may include:

• Medical bills
• Lost wages if you were unable to work
• Pain and suffering
• Car repair or replacement 

In certain situations, additional compensation may be available, particularly if the other driver was notably reckless or careless.

You Have the Right to File a Claim or Lawsuit

You have the option to file a claim with the insurance company, and it’s important to be aware of any time limits, known as the statute of limitations, that could impact your ability to take action if too much time passes. If an insurance company offers a settlement, it’s important to review the offer carefully to ensure it addresses your needs before proceeding.

You Have the Right to Fair Treatment by Insurance Companies

Insurance companies are expected to treat their customers fairly. Unfortunately, this doesn’t always happen. Some might delay claims, offer inadequate compensation, or even deny a claim without a valid reason. This practice is considered bad faith. If you feel you’re being treated unfairly, you can report the issue to the appropriate authorities. Ensuring that your claim is handled in accordance with your policy rights can help you navigate any challenges that arise.

Additional Rights for Some Victims

Not all individuals involved in a crash are drivers. Passengers, pedestrians, and cyclists also have rights. Even if you were not driving, you still have the option to seek assistance or file a claim. If the other driver is uninsured or underinsured, your own policy may provide coverage. In hit-and-run incidents, you also have the right to report the crash and explore coverage options.

What If Someone Violates Your Rights?

If you believe your rights are being ignored, keeping detailed records, such as photos and notes, can help you track the situation and identify any issues. If you feel your rights are being violated, there are steps you can take, such as filing a claim or lodging a formal complaint with the appropriate authorities.

Summary

Being involved in a car accident can be difficult, but understanding your rights can make the process smoother. These rights are designed to protect you and help you recover. Knowing them ensures you can take informed steps toward moving forward.

Disclaimer: This content is for informational purposes only and should not be considered legal advice. If you have been involved in a car accident, it is important to consult with a licensed attorney to discuss your specific case and understand your rights.